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Gazing up the street past Wilks Teenage Fashions (left) with the Elkes Cafe above, we can see Barclays Bank. This was built in 1921 on the site of Huggins & Chambers, an ironmonger's.

Clacton-on-Sea was founded as a seaside resort in 1871 - the year that the Bank Holiday Act was passed.

The brick and white weatherboarded smock mill still stands in Mill Lane on the banks of the River Tillingham, though it is now converted for use as a guest house.

The buildings on the left here have disappeared, whilst Simpkin & James, the District Bank and Nurseryland all have different occupiers. The parish church of St Mary is as unchanging as ever.

Behind it, the tall stone building was the Midland Bank.

The Grammar School, on Normanby Road, South Bank was opened in 1955.

It was in a Thames-side house here that the Gunpowder Plot conspirators allegedly met in 1605, within sight of the Houses of Parliament on the opposite bank.

The area beyond the gates is now a car park and bottle bank.

Beyond the bank with its pyramid-roofed tower are the elegant terra cotta and brick buildings flanking the entrance to Queen Victoria Street.

Reading Bridge is an elegant reinforced concrete one, with a single main span and Brunel-like arches on each bank. Opened in 1923, it is an examplar of what can be done in the material.

Most of the houses have Georgian and early 19th-century fronts of harmonious proportions and scale, although there is a grander later Victorian bank building at the crossroads.

Opposite Foale's butchery was the Naval Bank, which eventually became Maypole Corner with its glitzy gilt and glass signboard.

The old King's Arms opened in 1749, and opposite is the Black Bull, dating back to 1758.

The building on the left is now a bank, while a few doors down was the old lodging house for down-and-outs. Finally, on the left is the old Post Office.

Also built during Queen Victoria's Diamond Jubilee year was Frederick Wheeler's proud bank, now the Nat West, in Queen Anne style in plum brick and with extensive Bath stone dressings.

The village of Braemar is situated on the banks of Cluny Burn.

A gentleman is sheltering from the wind on the shingle bank.

Between Richmond and Kew, on the Surrey bank, are the three hundred acres of the Royal Botanical Gardens, opened to the public in 1841.

Boston, Botolph's Town, was laid out along the banks of the River Witham some time around 1100, within the parish of nearby Skirbeck, and rapidly became a great port, although it only received its first

The Castle Hotel once stood on the left-hand side, but today there is a National Westminster Bank on this corner.

On the left, the library has become the health centre, and the ex-servicemen`s club is closed, but Lloyds Bank is still open.

On the left are Harry Webber, hairdresser, in the former Oakes Bank of 1885, the International Stores (Frederick Riches was manager), who traded here from 1909 to 1976, and Eccleston's, draper and grocers

Swanwick and neighbouring Bursledon, on the extreme left of the picture, are popular villages on the banks of the Hamble.

The Commer van, 'Say it with Flowers' (left), is rather close to the zebra crossing and has been parked there for some time - it appears in the same position in the photograph of Barclay's Bank!